Surveys are a kind of ‘health check' for buildings. If you're buying a property, you should have a survey done before you enter into a contract. Neill Estate Agents & Surveyors are full RICS members and can carry out various levels of survey.
A survey can actually save you money. If there are serious problems, you can often re-negotiate the sale price of the property to reflect the cost of necessary repairs - or you may even decide you don't want to proceed with the purchase. A surveyors will report on all the parts of the property they can easily reach. A surveyor doesn't inspect under carpets or furniture, and they don't test the water supply or wiring - though they'll comment on their condition.
There are three main types of survey: (1) Condition Report/Survey & Report (2) RICS Homebuyer Survey and Valuation (HSV) (3) Building Survey.
If you're about to buy a property, you may have specific worries about the building you're going to buy. Talk them through with an RICS member such as Neill's - who will be happy to discuss your particular concerns in more detail and help you decide which type of survey is right for you. If you're interested in making structural changes to a property, or you think there may be a damp or dry rot problem, we will be able to advise you about this too. Our report is designed to help you make a more informed decision. Costs vary according to which type of survey you have, but all can offer reassurance.
Remember: A lender valuation isn't a survey. It's a limited check on the property that your mortgage lender carries out to ensure it's worth the money they're lending you. They'll probably ask you to pay for the valuation. Lenders may provide a copy of the mortgage valuation to the buyer but it is unlikely to cover items of detail which would be picked up in a survey. There may be problems in the property that would cost a huge amount to put right - and they won't appear in the valuation report. This is why it's really important you have a survey.
Neill Estate Agents are RICS surveyors and fully qualified to carry out a detailed survey, before you buy your home.
We are on the survey panels of many of the local banks and are also Co-Ownership and Associated Valuer affiliated.
We offer 3 levels of survey inspection and will be sure to meet all your survey needs.
This involves inspection of the property and production of a report detailing the potential or actual defects which may effect value or maintenance needs of your new home.
Prices start from £200 + VAT.
Also known as a Homebuyer’s Report, is a survey completed to a standard format set out by RICS – it’s most suitable for conventional properties built within the last 150 years, which are in reasonable condition. It doesn’t detail every aspect of the property, and only focuses on urgent matters needing attention. It’s not usually suitable for properties in need of renovation, or if you’re planning major alterations. An HSV includes details of:
Prices start from £300 + VAT.
Is a comprehensive inspection of a property reported in a style to suit the property and your specific requirements. It’s suitable for all properties, especially: Listed buildings; Older properties; Buildings constructed in an unusual way, however old they are; Properties you plan to renovate or alter in any way; Properties that have had extensive alterations. It examines all accessible parts of the property – and you can ask to have specific areas included, so it covers any particular concerns you have about the building. It is a product which can be tailored to your needs, agreed between you and your surveyor.
A Building Survey can include details of:
A Building Survey doesn’t include a valuation, but your surveyor can provide this separately if you need one. This survey is not normally offered by our firm. Prices start from £500 + VAT.